mogo.ro affiliate program

Mogo Romania — Product Description · · Overview of loan products, eligibility criteria, and key selling points · · 1. Product Overview · · Mogo Romania offers three consumer lending products, each designed to address a different financial need: the Mini Loan (Credit Rapid), the Installment Loan (Credit de Nevoi Personale), and the Car Loan (Credit Auto). All products are denominated in Romanian lei (RON), carry fixed interest rates with fixed monthly installments on an annuity repayment schedule, and are managed through the MyMogo mobile application. · · · · 1.1 Mini Loan (Credit Rapid) · · The Mini Loan is designed for smaller, everyday financing needs. It offers loan amounts between 1,000 and 5,000 RON, with repayment terms ranging from 3 to 24 months. An issuance fee applies to this product. The monthly interest rate starts from 5.22%, and repayments follow a fixed annuity schedule, meaning the borrower pays the same amount each month throughout the loan term. · · · · 1.2 Installment Loan (Credit de Nevoi Personale) · · The Installment Loan is tailored for larger personal financial needs, such as home renovations, family expenses, or significant purchases. Loan amounts range from 5,001 to 25,000 RON, with terms between 6 and 47 months. An issuance fee is charged. The monthly interest rate starts from 2.73%, with fixed installments throughout the loan duration. · · · · 1.3 Car Loan (Credit Auto) · · The Car Loan is a dedicated financing solution for the purchase of a vehicle — new or second-hand. It covers amounts from 5,000 to 60,000 RON, with repayment periods between 6 and 60 months. Unlike the other two products, no issuance fee is charged for the Car Loan. The monthly interest rate starts from 2.50%, and the repayment structure is fixed and predictable throughout the loan term. · · · · · · 2. Payment Methods · · All three Mogo products share the same payment infrastructure, giving borrowers multiple convenient channels to repay their loans. Customers can choose from automatic subscription-based payments via PayU, online payments through the Libra Bank paylink system, standard bank transfers via Raiffeisen Bank, and cash payments using barcode scanning at PayPoint terminals across Romania. This breadth of payment options ensures accessibility for customers regardless of their preferred banking arrangements. · · · · · · 3. Key Acceptance Criteria · · All three products share a common baseline of eligibility requirements, with some product-specific differences in accepted income types and employment contract conditions. · · · · 3.1 General Eligibility · · To qualify for any Mogo loan product, applicants must be Romanian citizens with domicile in Romania, between 18 and 75 years of age, and hold a valid ID card with at least 30 days remaining before expiry. A minimum declared income of 1,999 RON per month is required, and applicants must demonstrate at least three months of continuous income recorded with the Romanian tax authority (ANAF). · ·

Terms change without notice and a headline rate is often first-payment only — confirm on the program's own page.