Kissht: Instant Personal Loans affiliate program

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$0.03
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The Kissht: Instant Personal Loans affiliate program (Mobile) pays $0.03.

Kissht app provides Instant Line of credit and allows small shop owners to receive and make payments through QR code and avail instant loans ranging from ₹ 10,000/- to ₹ 1,00,000/- basis their credit profile. APR varies from 14% - 28% per annum and loan tenure from 3 to 24 months. · · · · Example of Credit for Small Business Purchases · · Loan amount (Principal): ₹ 30,000. · · Tenure: 12 months. · · Interest Rate: 18% per annum. · · Processing Fee (incl. GST): ₹ 750 (2.5%). · · Total Interest: ₹ 3,005. · · EMI: ₹ 2,750. · · APR: 22.91%. · · Loan amount is ₹ 30,000. · · Disbursed amount is ₹ 29,250. · · Total loan repayment amount is ₹ 33,000. · · Total Cost of the Loan = Interest Amount + Processing Fees = ₹3005 + ₹750 = ₹3755. · · · · Kissht is India’s quickest credit app that offers instant QR based credit to small merchants to purchase their day-to-day inventory and grow their business. Small business owners can scan & pay utility bills such as electricity bills, Gas Bills, Fast Tag, post-paid bills & can access money on credit anytime in the form of cash in their account or by scanning QR to pay any vendor. · · · · Types of Instant Line of Credit Offered by Kissht · · · · 1. Revolving line of credit: Kissht offers a quick line of credit for salaried individuals. The loan amount ranges up to ₹30,000 with tenure from 3 to15 months, based on the individual's credit profile and APR is between 16% and 26%. Customers can repay and reuse the credit line for 2 years. To incentivize better credit behavior, the customer is offered a reduction in fees and waiver on instalments upon timely repayments. · · · · 2. Instant credit to small business purchases: Facing last-minute working capital requirements, shortfall of cash to stock up inventory or regular expenses such as salaries/bill payment? opt for kissht loans from ₹10,000 to ₹1,00,000 disbursed into your account at easy and affordable interest rates ranging from 15% to 25% p.a. and processing fee in a range of 2% to 5% for the tenure up to 24 months · · *Interest Rate and fees vary based on customer's current risk profile · · · · Examples of Instant line of credit, small business loans & Interest rates offered by Kissht · · · · 1. Revolving Line of Credit: Salaried customer can avail quick personal loan of ₹30,000 at interest rate of 18% with processing fee of ₹750 for tenure of 12 months. APR is 22.91%. · · Loan amount (Principal): ₹30,000; Interest Rate: 18% per annum; Tenure: 12 months · · Interest Payable: ₹3,005, · · EMI: ₹2,750 per month, Total Repayment Amount: ₹33,000. · · 2. Instant line of credit to small business: Self-employed can avail a credit line of ₹1,00,000 for a period of 2 years. Over two-year period, the total fees (including processing fees and one-time initiation fee) charged is 9%. The interest rate is 18% per annum, APR for the revolving credit line is 27.54%. · · · · Top categories & Small Businesses who have benefited and availed instant line of credit from Kissht · · · · C

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Category
Mobile
Subcategory
Mobile Apps
Listed as
Mobile apps

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Categories
Mobile Apps · Free
Language
English
Tags
Mobile Apps · Free
Source updated
Sun Jun 28

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